The debit card from Bank of Commerce provides fast, easy, and convenient access to your funds at any time of the day or night. We offer personal and business debit cards that can be set up to debit your checking account and access cash at ATMs around the world. Your Bank of Commerce debit card is accepted anywhere you see the MasterCard® debit symbol. Choose your favorite image by local photographers Kirby Hornbeck and Gary Sundberg for your consumer debit card. Click here to see new debit card design options.
Card Fraud Protection
Your debit card comes with round-the-clock protection against the increasingly savvy perpetrators of card fraud. Your security is important to us and that's why we choose Fiserv for the cards we issue. The experienced fraud analysts are constantly watching for suspicious card activity and will contact you immediately if they detect potential fraud on your card.
Temporary Card Issue
If you are opening a new account, lose your debit card, or need to cancel an existing debit card for replacement, you won't have to wait to receive a new card in the mail. We can issue in-house debit cards for use until your card arrives. .
BOC Mobile App
Get the app you can bank on for account access at your fingertips with the Bank of Commerce app. It is a FREE all-in-one solution to handling your financial needs from your mobile device. You can view account balances, view statements, transfer funds, make mobile deposits, pay bills, and more. Find out more about Mobile Banking.
What is tokenization?
Tokenization is the process of replacing the traditional payment card account number (PAN) with a unique digital token in online and mobile transactions. Tokens can be restricted for transactions with a specific mobile device, merchant or transaction type. The tokenization process happens in the background in a way that is invisible to the consumer.
A payment token is a numeric substitute for a PAN and can be processed by all participants in the payments ecosystem. Payment tokens map back to the underlying account, providing the account issuer with the full transaction details.
What are the benefits of tokenization?
Tokens help simplify the purchasing experience for consumers by largely eliminating the need to enter and re-enter the account number when purchasing on a connected device. They can also help prevent mobile payments fraud by removing sensitive card account information from the payment process.
- Enhances transaction efficiency
- Improves transaction security
- Provides a secure method for third-party enablement (for example, wallet, near field communication [NFC], and QR Codes)
- Reduces the risk of fraud in digital channels
Bank of Commerce tokenization is compatible with Apple Pay, Google Pay and Samsung Pay. Activate debit card in your digital wallet on your favorite mobile device to start using this feature.
How does Digital Wallet Work
What is a digital wallet? It is a way to carry your debit and credit card information in a secure digital form on your mobile device (smartphone, smartwatch, tablet). Instead of using your physical plastic card to make a purchase, a digital wallet allows you to pay in stores, in apps, or online. Here's how it works:
- Add your Bank of Commerce debit card to your digital wallet you'd like to use.
- Access your digital wallet and choose your Bank of Commerce debit card when you check out at participating businesses. (Look for the Tap to Pay icon).
- Receive payment confirmation on your device.
Digital wallets replace your actual card number with a unique digital card number. This means businesses do not see or store your full card number.
Easy to Use
Confirm your identity with a PIN, fingerprint or face scan then tap to pay at a participating business.
Accepted in Many Places
In stores, simply tap your mobile device where you see the digital wallet logo or contactless symbol at checkout (tap to pay symbol). Or select the digital wallet logo when shopping online and in apps.
Bank of Commerce offers a basic ATM card that can be used for cash withdrawals, balance inquiries, and funds transfers at ATM machines. No ATM fees when using the Bank of Commerce ATM. BOC ATM cards work instantly at ATM locations around the world.
Lost or Stolen Debit Card
If your Debit or ATM card has been lost or stolen call us at 307-324-2265 or after hours toll free at 866-960-2282.
To order a new card, give us a call during regular business hours. Stop by the bank and we will issue you a temporary card while you wait for your replacement in the mail.
To activate or change / set your PIN call 800-992-3808. For your security, Bank of Commerce cannot update PIN's. You must dial the toll free number to update your PIN.