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Online Banking

Savings Account

FREE Kasasa Saver®

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.50% APY* on balances up to $10,000
  • 0.50% to 0.27% Blended APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • Link to free Kasasa Saver® to build savings automatically
  • Add Kasasa Protect® for comprehensive fraud protection*
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free online banking
  • Free e-statements
  • No minimum deposit to open

It's so easy to qualify, you're probably already doing it!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

 

Personal Savings Account

  • No Minimum balance to open account
  • Competitive interest rates
  • 9 withdrawals from account allowed per quarter (additional withdrawals subject to a $2.00 per transaction fee)
  • Limited to 6 transactions per statement cycle (unless done in person, by mail, or by ATM)
  • FREE Online Banking with e-statements available
  • $5 paper statement fee, per statement cycle (if not enrolled in e-statements)

Buckaroo Kids Savings Account

  • No Minimum balance to open account
  • Competitive interest rates
  • 9 withdrawals from account allowed per quarter (additional withdrawals subject to a $2.00 per transaction fee)
  • Limited to 6 transactions per statement cycle (unless done in person, by mail, or by ATM)
  • FREE Online Banking with e-statements available

Kasasa Saver® Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.

"Banking Day" means any business day on which an office of the bank is open to the public for the purpose of carrying out substantially all of its banking functions.

"Business Day" means a calendar day in which the Bank is open for normal business, Monday Friday excluding Federal Holidays.

"Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account.

Reward Information:

When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $10,000.00 in your Kasasa Saver account earn an interest rate of 0.499% resulting in an APY of 0.50%; and daily balances over $10,000.00 earn an interest rate of .25 % on the portion of the daily balance over $10,000.00, resulting in a range from 0.50% to 0.27APY depending on the account's daily balance.

When your linked Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY.

Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of  04/01/2019.

APY calculations are based on an assumed balance of $10,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. If the account is closed before rewards are credited, you will forfeit the rewards.

Additional Information:

Account approval, conditions, qualifications, limits, and other requirements apply.

No minimum deposit is required to open the account, however the account has to have at least $1 to stay open.

Monthly ACH credit or debit, be enrolled to receive e-Statements, and have 12 POS debit card transactions settle and post to the account during a qualification cycle.

Limit of 1 account(s) per person.

There are no recurring monthly maintenance charges or fees to open.  There will be a $30 fee if the account is closed within the first 90 days.

This account is not to be used for commercial purposes.

A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account.

A linked Kasasa Saver account is required for automatic savings.

Contact one of our bank service representatives for additional information.

Member FDIC.

Trademarks:

Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Tunes and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.